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Working & Non-working Visa Holders – Health Insurance

Overseas working visa holders – Health Insurance

For overseas working visa holders who are permitted to work in Australia, we have different levels of working visa health cover, ranging from basic to comprehensive.

  1. Essential – This option covers you for hospital and medical expenses in both public and private hospitals, plus visits to a doctor or specialist in private practice.
  2. Essential Plus – This hospital and extras package includes cover for private and public hospital and medical expenses, visits to a doctor or specialist in private practice and basic level extras cover that includes benefits for dental, optical, physio, chiropractic, naturopathy more.
  3. Gold – This comprehensive option covers you for private and public hospital and medical expenses as well as visits to a doctor or specialist in private practice. You can also choose an excess option to help reduce your premium.
  4. Platinum – This complete hospital and extras package includes cover for private and public hospital and medical expenses, visits to a doctor or specialist in private practice and top level extras cover that includes benefits for dental, optical, physio, chiropractic, massage and much more. You can also choose an excess to lower your premium.

All the above options include outpatient pharmacy benefits, full cover for ambulance and repatriation, and meet the minimum level of health insurance required as set out by the Department of Immigration and Border Protection (DIBP) on selected visas (including 457).

If you are applying for a 457 Long Stay Working Visa, the following overseas visitor health covers meet the minimum level of insurance required as set out by the Department of Immigration and Border Protection (DIBP):

Select any of the above levels of cover with our partner insurer Bupa or Medibank Private and we will instantly email you a verification cover letter for DIBP.

working visaworking visa overseas visitor health cover

Non-working visa holders – Health Insurance

For overseas visitors not permitted to work in Australia, we have three levels of non-working visa health cover, ranging from basic to comprehensive.

  1. Standard – This option covers you for hospital and medical expenses in both public and private hospitals, plus visits to a doctor or specialist in private practice. Some treatment exclusions apply.
  2. Advantage – This higher option covers you for private or public hospital and medical expenses as well as visits to a doctor or specialist in private practice. Some treatment restrictions apply.
  3. Top – This comprehensive hospital and extras package covers private hospital and medical expenses, visits to a doctor or specialist in private practice and extras cover that includes benefits for dental, optical, physio, chiropractic, massage and much more. You can also choose an excess to lower your premium.

All the above options include outpatient pharmacy benefits full cover for ambulance services.

If you have requirements on your visa to maintain an adequate level of health insurance during your stay, we can instantly email you a verification cover letter for DIBP.

Next Steps:

Health Insurance Quote

Return to the home page to peruse all we offer. You can also view all our visa services here. Got questions? Call us on (+61 3) 9005 1033 or drop us a line via the contact form. We’d love to hear from you.


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